There are five key facts concerning Africa travel insurance for any safari trip that it's very important for you to know about before you go because if something does go wrong you will be much better prepared to handle the situation. Considering the risks, be prepared with a good comprehensive insurance cover, having comprehesive insurance will ease any concerns or worries that you may have.
When to get Travel Insurance
It's best to buy travel insurance within seven days of paying the deposit on your trip.
This way you can get insured for your trip deposit and financial default by airlines and safari operators, as well as preexisting medical conditions. Purchasing travel insurance when you book your trip covers you in case you get sick or injured before the departure date, or if one of the companies you are planning to travel with folds or defaults.
Why Get Travel Insurance?
Unexpected Injuries - in case you get hurt or sick along the way
Comprehensive insurance will cover anything from minor injuries and the flu to more serious accidents that may require time in hospital. In the case of serious injuries an early flight back home may even be required, which is when you really cannot afford to be without comprehensive cover.
When it comes to accidents that might happen during adventure activities, the expenses can be even higher. These expenses may be higher due to the nature of the injuries sustained, or because of the remote areas adventure activities typically take place in. It is worth checking that your insurance policy covers all of the outdoor and adventure activities you are planning to do on your safari.
The risk of more expensive medical and emergency evacuation costs is especially relevant when travelling in Africa, where you often find yourself long distances away from proper medical facilities. Medical evacuations often require jet flights with onboard doctors - all of which can run into thousands of dollars in expenses.